NATCO EMPLOYEES
Charter #16614 · WEST WARWICK, RI · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 29 sits at the 0th percentile of structural peers — worth a closer look.
- Cost of funds of 1.09% sits at the 89th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- On Loan-to-share, the asset-size band puts this credit union at the 13th percentile but its structural peers at the 67th — a 54-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NATCO EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | 201,381 | 3th pct | 25th pct |
| Members | 29 | 0th pct | 0th pct |
| Net worth ratio | 17.45% | 49th pct | 43th pct |
| Return on average assets | 0.11% | 37th pct | 36th pct |
| Net interest margin | 2.63% | 14th pct | 30th pct |
| Cost of funds | 1.09% | 68th pct | 89th pct |
| Loan-to-share | 23.70% | 13th pct | 67th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 22th pct | 16th pct |
| Loan growth YoY | 84.04% | 99th pct | 91th pct |
| Share growth YoY | 1.49% | 60th pct | 62th pct |
| Efficiency ratio | 95.94% | 66th pct | 64th pct |
structural peer set hash: 481c06ec76c81692c3f6e2ee9c2589c9… (reproducible)
Closest structural peers
This is the free public view
Claim NATCO EMPLOYEES
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.