PACE RESOURCES
Charter #19501 · YORK, PA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 652 sits at the 7th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 79th percentile but its structural peers at the 8th — a 71-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PACE RESOURCES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $6.97M | 79th pct | 8th pct |
| Members | 652 | 56th pct | 7th pct |
| Net worth ratio | 16.52% | 45th pct | 74th pct |
| Return on average assets | 0.06% | 35th pct | 28th pct |
| Net interest margin | 4.12% | 53th pct | 66th pct |
| Cost of funds | 0.46% | 48th pct | 46th pct |
| Loan-to-share | 32.06% | 21th pct | 31th pct |
| Delinquency 60+ days | 0.60% | 44th pct | 44th pct |
| Net charge-off ratio | 0.00% | 22th pct | 25th pct |
| Loan growth YoY | -0.45% | 72th pct | 79th pct |
| Share growth YoY | -8.50% | 9th pct | 0th pct |
| Efficiency ratio | 94.70% | 64th pct | 74th pct |
structural peer set hash: cc1b58559bce8fc5abc6abfabff3b7c0… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.