METROPOLITAN "L"
Charter #2370 · Oak Park, IL · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,097 sits at the 16th percentile of structural peers — worth a closer look.
- Net worth ratio of 16.69% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 1.09% sits at the 80th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 5.02% sits at the 97th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -2.51% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | METROPOLITAN "L" | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $9.36M | 97th pct | 11th pct |
| Members | 1,097 | 86th pct | 16th pct |
| Net worth ratio | 16.69% | 47th pct | 75th pct |
| Return on average assets | 0.20% | 41th pct | 28th pct |
| Net interest margin | 4.19% | 55th pct | 74th pct |
| Cost of funds | 1.09% | 68th pct | 80th pct |
| Loan-to-share | 22.31% | 12th pct | 13th pct |
| Delinquency 60+ days | 5.02% | 86th pct | 97th pct |
| Net charge-off ratio | -2.51% | 2th pct | 0th pct |
| Loan growth YoY | -0.47% | 72th pct | 79th pct |
| Share growth YoY | -3.03% | 27th pct | 5th pct |
| Efficiency ratio | 95.89% | 66th pct | 82th pct |
structural peer set hash: 8aa35ae1112d7d662da9b98cb8be10e2… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.