NORTHSIDE L
Charter #2467 · Broadview, IL · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 795 sits at the 15th percentile of structural peers — worth a closer look.
- Net worth ratio of 15.59% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -0.79% sits at the 13th percentile of structural peers — worth a closer look.
- Net interest margin of 5.19% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.18% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NORTHSIDE L | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $4.90M | 58th pct | 5th pct |
| Members | 795 | 69th pct | 15th pct |
| Net worth ratio | 15.59% | 42th pct | 75th pct |
| Return on average assets | -0.79% | 18th pct | 13th pct |
| Net interest margin | 5.19% | 82th pct | 95th pct |
| Cost of funds | 0.18% | 28th pct | 25th pct |
| Loan-to-share | 30.15% | 19th pct | 25th pct |
| Delinquency 60+ days | 4.70% | 85th pct | 89th pct |
| Net charge-off ratio | 1.38% | 89th pct | 85th pct |
| Loan growth YoY | -13.96% | 16th pct | 10th pct |
| Share growth YoY | -3.02% | 27th pct | 11th pct |
| Efficiency ratio | 110.78% | 82th pct | 89th pct |
structural peer set hash: c57d01a71d187e00daed2c0aee579bc8… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.