PRIORITY PLUS
Charter #663 · WILMINGTON, DE · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 17.93% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -0.06% sits at the 18th percentile of structural peers — worth a closer look.
- Net interest margin of 3.12% sits at the 15th percentile of structural peers — worth a closer look.
- Cost of funds of 1.27% sits at the 87th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 1.14% sits at the 80th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PRIORITY PLUS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $22.88M | 43th pct | 25th pct |
| Members | 1,922 | 43th pct | 30th pct |
| Net worth ratio | 17.93% | 76th pct | 87th pct |
| Return on average assets | -0.06% | 16th pct | 18th pct |
| Net interest margin | 3.12% | 20th pct | 15th pct |
| Cost of funds | 1.27% | 69th pct | 87th pct |
| Loan-to-share | 42.61% | 24th pct | 41th pct |
| Delinquency 60+ days | 0.82% | 61th pct | 54th pct |
| Net charge-off ratio | 1.14% | 88th pct | 80th pct |
| Loan growth YoY | -6.48% | 21th pct | 16th pct |
| Share growth YoY | -1.53% | 15th pct | 10th pct |
| Efficiency ratio | 96.06% | 84th pct | 85th pct |
structural peer set hash: 83a2aa177caf303d503f5266fe280117… (reproducible)
Closest structural peers
This is the free public view
Claim PRIORITY PLUS
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.