PPG & ASSOCIATES
Charter #370 · Creighton, PA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Cost of funds of 0.07% ranks in the 3rd percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.15% ranks in the 3rd percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 94.75% sits at the 84th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PPG & ASSOCIATES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $19.94M | 35th pct | 28th pct |
| Members | 1,673 | 32th pct | 26th pct |
| Net worth ratio | 16.30% | 67th pct | 66th pct |
| Return on average assets | 0.18% | 25th pct | 28th pct |
| Net interest margin | 3.21% | 23th pct | 26th pct |
| Cost of funds | 0.07% | 5th pct | 3th pct |
| Loan-to-share | 25.99% | 6th pct | 16th pct |
| Delinquency 60+ days | 0.56% | 48th pct | 49th pct |
| Net charge-off ratio | -0.15% | 7th pct | 3th pct |
| Loan growth YoY | -11.17% | 5th pct | 18th pct |
| Share growth YoY | -1.00% | 19th pct | 20th pct |
| Efficiency ratio | 94.75% | 82th pct | 84th pct |
structural peer set hash: da004a74d35b9ab372419dfb66b12575… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.