WESTMORELAND WATER
Charter #9042 · Greensburg, PA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,520 sits at the 25th percentile of structural peers — worth a closer look.
- Net worth ratio of 18.51% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.35% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.02% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | WESTMORELAND WATER | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $23.37M | 45th pct | 36th pct |
| Members | 1,520 | 25th pct | 25th pct |
| Net worth ratio | 18.51% | 80th pct | 84th pct |
| Return on average assets | 1.35% | 81th pct | 84th pct |
| Net interest margin | 3.82% | 47th pct | 44th pct |
| Cost of funds | 0.91% | 54th pct | 70th pct |
| Loan-to-share | 33.37% | 13th pct | 39th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | -0.02% | 18th pct | 13th pct |
| Loan growth YoY | -5.95% | 24th pct | 43th pct |
| Share growth YoY | -0.97% | 19th pct | 23th pct |
| Efficiency ratio | 59.60% | 11th pct | 7th pct |
structural peer set hash: 0881df031f672a83a34065eda45ff0ee… (reproducible)
Closest structural peers
This is the free public view
Claim WESTMORELAND WATER
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.