N.F.G. #2
Charter #9776 · WARREN, PA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Cost of funds of 0.13% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.70% sits at the 77th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | N.F.G. #2 | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $24.88M | 49th pct | 41th pct |
| Members | 1,912 | 43th pct | 41th pct |
| Net worth ratio | 15.08% | 60th pct | 61th pct |
| Return on average assets | 0.81% | 58th pct | 57th pct |
| Net interest margin | 3.37% | 29th pct | 26th pct |
| Cost of funds | 0.13% | 9th pct | 13th pct |
| Loan-to-share | 18.10% | 2th pct | 5th pct |
| Delinquency 60+ days | 0.45% | 44th pct | 43th pct |
| Net charge-off ratio | 0.70% | 78th pct | 77th pct |
| Loan growth YoY | -6.16% | 23th pct | 33th pct |
| Share growth YoY | 3.88% | 65th pct | 70th pct |
| Efficiency ratio | 77.69% | 43th pct | 44th pct |
structural peer set hash: 93b610cbbf8fc2ac96d0d8b6e14ffcf2… (reproducible)
Closest structural peers
This is the free public view
Claim N.F.G. #2
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.