NEW CASTLE COUNTY DELAWARE EM
Charter #17687 · NEW CASTLE, DE · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.42% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 57.93% ranks in the 3rd percentile among structurally similar credit unions — a relative strength.
- On Cost of funds, the asset-size band puts this credit union at the 26th percentile but its structural peers at the 49th — a 23-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NEW CASTLE COUNTY DELAWARE EM | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $32.11M | 66th pct | 54th pct |
| Members | 2,359 | 59th pct | 46th pct |
| Net worth ratio | 12.09% | 37th pct | 30th pct |
| Return on average assets | 1.42% | 84th pct | 84th pct |
| Net interest margin | 3.37% | 29th pct | 38th pct |
| Cost of funds | 0.40% | 26th pct | 49th pct |
| Loan-to-share | 23.13% | 4th pct | 15th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 23th pct | 23th pct |
| Loan growth YoY | -6.69% | 19th pct | 39th pct |
| Share growth YoY | -0.32% | 24th pct | 26th pct |
| Efficiency ratio | 57.93% | 9th pct | 3th pct |
structural peer set hash: 703019d1e2985d7c2f1830b0345f3e96… (reproducible)
Closest structural peers
This is the free public view
Claim NEW CASTLE COUNTY DELAWARE EM
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.