HOOSIER UNITED
Charter #67648 · Indianapolis, IN · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.13% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.57% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.13% ranks in the 7th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 60.02% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
- On Cost of funds, the asset-size band puts this credit union at the 43rd percentile but its structural peers at the 70th — a 28-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | HOOSIER UNITED | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $37.24M | 77th pct | 59th pct |
| Members | 3,283 | 81th pct | 67th pct |
| Net worth ratio | 12.93% | 44th pct | 46th pct |
| Return on average assets | 1.13% | 73th pct | 75th pct |
| Net interest margin | 4.57% | 80th pct | 90th pct |
| Cost of funds | 0.67% | 43th pct | 70th pct |
| Loan-to-share | 33.57% | 13th pct | 39th pct |
| Delinquency 60+ days | 0.67% | 54th pct | 72th pct |
| Net charge-off ratio | -0.13% | 8th pct | 7th pct |
| Loan growth YoY | -6.30% | 22th pct | 31th pct |
| Share growth YoY | 3.65% | 62th pct | 57th pct |
| Efficiency ratio | 60.02% | 11th pct | 8th pct |
structural peer set hash: c7446e3edde3f522cc89b2a9cbe2910f… (reproducible)
Closest structural peers
This is the free public view
Claim HOOSIER UNITED
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.