DILLARD'S
Charter #21268 · LITTLE ROCK, AR · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 3,437 ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.42% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.17% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 65.28% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | DILLARD'S | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $25.54M | 51th pct | 44th pct |
| Members | 3,437 | 84th pct | 77th pct |
| Net worth ratio | 12.43% | 40th pct | 41th pct |
| Return on average assets | 1.42% | 84th pct | 85th pct |
| Net interest margin | 3.86% | 50th pct | 59th pct |
| Cost of funds | 0.17% | 11th pct | 20th pct |
| Loan-to-share | 35.97% | 16th pct | 31th pct |
| Delinquency 60+ days | 0.08% | 18th pct | 26th pct |
| Net charge-off ratio | 0.36% | 65th pct | 66th pct |
| Loan growth YoY | -5.92% | 24th pct | 34th pct |
| Share growth YoY | 7.41% | 89th pct | 87th pct |
| Efficiency ratio | 65.28% | 17th pct | 13th pct |
structural peer set hash: 03d51d37e246e0b57b7cb75736962168… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.