MISSISSIPPI PUBLIC EMPLOYEES
Charter #24976 · Jackson, MS · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 5,084 ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.29% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.19% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.72% sits at the 75th percentile of structural peers — worth a closer look.
- On Delinquency 60+ days, the asset-size band puts this credit union at the 57th percentile but its structural peers at the 75th — a 19-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MISSISSIPPI PUBLIC EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $30.07M | 61th pct | 52th pct |
| Members | 5,084 | 97th pct | 92th pct |
| Net worth ratio | 17.13% | 72th pct | 74th pct |
| Return on average assets | 1.38% | 82th pct | 74th pct |
| Net interest margin | 4.29% | 71th pct | 84th pct |
| Cost of funds | 0.19% | 13th pct | 21th pct |
| Loan-to-share | 32.43% | 12th pct | 23th pct |
| Delinquency 60+ days | 0.72% | 57th pct | 75th pct |
| Net charge-off ratio | 0.19% | 56th pct | 59th pct |
| Loan growth YoY | -8.13% | 13th pct | 16th pct |
| Share growth YoY | 0.96% | 35th pct | 26th pct |
| Efficiency ratio | 78.08% | 44th pct | 52th pct |
structural peer set hash: 01a2dd98a73a6dfb9b0219a44826962f… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.