ELECTRICAL WORKERS LOCAL 58
Charter #64267 · DETROIT, MI · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.46% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.47% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 69.67% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ELECTRICAL WORKERS LOCAL 58 | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $20.87M | 38th pct | 28th pct |
| Members | 1,840 | 39th pct | 34th pct |
| Net worth ratio | 11.94% | 35th pct | 31th pct |
| Return on average assets | 1.46% | 85th pct | 95th pct |
| Net interest margin | 4.47% | 77th pct | 89th pct |
| Cost of funds | 0.00% | 0th pct | 0th pct |
| Loan-to-share | 27.16% | 7th pct | 16th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.38% | 66th pct | 70th pct |
| Loan growth YoY | -9.06% | 10th pct | 15th pct |
| Share growth YoY | -1.89% | 13th pct | 11th pct |
| Efficiency ratio | 69.67% | 26th pct | 21th pct |
structural peer set hash: 9178a4911b1f852ad89eeaee53c5b3fd… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.