MILE HIGH
Charter #1739 · BUTTE, MT · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,721 sits at the 11th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.00% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 59th percentile but its structural peers at the 36th — a 23-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MILE HIGH | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $29.25M | 59th pct | 36th pct |
| Members | 1,721 | 34th pct | 11th pct |
| Net worth ratio | 14.57% | 57th pct | 67th pct |
| Return on average assets | 0.66% | 51th pct | 46th pct |
| Net interest margin | 3.91% | 53th pct | 62th pct |
| Cost of funds | 0.40% | 26th pct | 44th pct |
| Loan-to-share | 39.45% | 20th pct | 43th pct |
| Delinquency 60+ days | 0.00% | 10th pct | 10th pct |
| Net charge-off ratio | 0.10% | 47th pct | 41th pct |
| Loan growth YoY | -5.85% | 25th pct | 28th pct |
| Share growth YoY | 2.54% | 51th pct | 46th pct |
| Efficiency ratio | 85.81% | 64th pct | 59th pct |
structural peer set hash: de6645e01aae965180d765eb9b140557… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.