CENTRAL CREDIT UNION OF MARYLAND,IN
Charter #66340 · Baltimore, MD · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 4,369 ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.12% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 86th percentile but its structural peers at the 66th — a 21-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CENTRAL CREDIT UNION OF MARYLAND,IN | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $42.20M | 86th pct | 66th pct |
| Members | 4,369 | 93th pct | 82th pct |
| Net worth ratio | 12.46% | 41th pct | 39th pct |
| Return on average assets | 0.93% | 65th pct | 74th pct |
| Net interest margin | 3.90% | 52th pct | 57th pct |
| Cost of funds | 0.12% | 8th pct | 16th pct |
| Loan-to-share | 43.89% | 26th pct | 36th pct |
| Delinquency 60+ days | 0.19% | 29th pct | 31th pct |
| Net charge-off ratio | 0.37% | 66th pct | 56th pct |
| Loan growth YoY | -4.55% | 33th pct | 28th pct |
| Share growth YoY | 0.69% | 32th pct | 33th pct |
| Efficiency ratio | 80.65% | 50th pct | 48th pct |
structural peer set hash: a3150868032c2962d248e00c463002ed… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.