NEWRIZONS
Charter #16893 · HOQUIAM, WA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,552 sits at the 10th percentile of structural peers — worth a closer look.
- Net worth ratio of 19.74% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 5.93% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 1.65% sits at the 77th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.34% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NEWRIZONS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $19.20M | 34th pct | 13th pct |
| Members | 1,552 | 26th pct | 10th pct |
| Net worth ratio | 19.74% | 84th pct | 85th pct |
| Return on average assets | 0.51% | 42th pct | 44th pct |
| Net interest margin | 5.93% | 99th pct | 92th pct |
| Cost of funds | 1.65% | 81th pct | 77th pct |
| Loan-to-share | 108.10% | 99th pct | 92th pct |
| Delinquency 60+ days | 0.34% | 39th pct | 23th pct |
| Net charge-off ratio | 1.26% | 89th pct | 87th pct |
| Loan growth YoY | 1.17% | 77th pct | 66th pct |
| Share growth YoY | 0.11% | 27th pct | 28th pct |
| Efficiency ratio | 83.72% | 59th pct | 46th pct |
structural peer set hash: 477d08b1ae24edc753a03385685124d2… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.