NEW YORK UNIVERSITY
Charter #23958 · New York, NY · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 18.76% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.71% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- On Members, the asset-size band puts this credit union at the 96th percentile but its structural peers at the 66th — a 31-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NEW YORK UNIVERSITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $75.89M | 59th pct | 38th pct |
| Members | 10,733 | 96th pct | 66th pct |
| Net worth ratio | 18.76% | 87th pct | 87th pct |
| Return on average assets | 0.88% | 60th pct | 74th pct |
| Net interest margin | 4.71% | 92th pct | 77th pct |
| Cost of funds | 1.10% | 61th pct | 49th pct |
| Loan-to-share | 84.39% | 89th pct | 69th pct |
| Delinquency 60+ days | 1.14% | 76th pct | 64th pct |
| Net charge-off ratio | 0.57% | 76th pct | 61th pct |
| Loan growth YoY | 2.69% | 84th pct | 80th pct |
| Share growth YoY | 5.43% | 77th pct | 77th pct |
| Efficiency ratio | 80.38% | 52th pct | 38th pct |
structural peer set hash: b1c94bcf1b18a1ae7eed945db8e1cb44… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.