THE DISTRICT
Charter #14369 · Aurora, CO · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 5,994 sits at the 13th percentile of structural peers — worth a closer look.
- Net worth ratio of 7.57% sits at the 10th percentile of structural peers — worth a closer look.
- Net interest margin of 2.31% sits at the 8th percentile of structural peers — worth a closer look.
- Cost of funds of 1.78% sits at the 80th percentile of structural peers — worth a closer look.
- On Efficiency ratio, the asset-size band puts this credit union at the 84th percentile but its structural peers at the 57th — a 27-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | THE DISTRICT | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $150.63M | 31th pct | 25th pct |
| Members | 5,994 | 6th pct | 13th pct |
| Net worth ratio | 7.57% | 2th pct | 10th pct |
| Return on average assets | 0.20% | 16th pct | 36th pct |
| Net interest margin | 2.31% | 3th pct | 8th pct |
| Cost of funds | 1.78% | 80th pct | 80th pct |
| Loan-to-share | 66.59% | 39th pct | 30th pct |
| Delinquency 60+ days | 0.98% | 76th pct | 66th pct |
| Net charge-off ratio | 0.08% | 15th pct | 31th pct |
| Loan growth YoY | -3.71% | 12th pct | 13th pct |
| Share growth YoY | -1.50% | 4th pct | 7th pct |
| Efficiency ratio | 89.43% | 84th pct | 57th pct |
structural peer set hash: 778998ea17bf0805f02a79e687ef9c9b… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.