VUE COMMUNITY
Charter #64408 · BISMARCK, ND · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 3,693 sits at the 8th percentile of structural peers — worth a closer look.
- Net worth ratio of 8.48% sits at the 15th percentile of structural peers — worth a closer look.
- Return on average assets of 1.14% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.26% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.03% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | VUE COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $105.26M | 4th pct | 18th pct |
| Members | 3,693 | 1th pct | 8th pct |
| Net worth ratio | 8.48% | 7th pct | 15th pct |
| Return on average assets | 1.14% | 76th pct | 85th pct |
| Net interest margin | 3.28% | 27th pct | 46th pct |
| Cost of funds | 0.26% | 11th pct | 11th pct |
| Loan-to-share | 60.98% | 29th pct | 41th pct |
| Delinquency 60+ days | 0.55% | 45th pct | 46th pct |
| Net charge-off ratio | 0.03% | 10th pct | 25th pct |
| Loan growth YoY | -0.22% | 45th pct | 57th pct |
| Share growth YoY | 1.73% | 24th pct | 33th pct |
| Efficiency ratio | 69.71% | 24th pct | 15th pct |
structural peer set hash: 088bb7f741facf6f86c241c5b4c5aeda… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.