FOOTHILLS
Charter #67181 · Wheat Ridge, CO · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 7.45% sits at the 3rd percentile of structural peers — worth a closer look.
- Return on average assets of 0.11% sits at the 23rd percentile of structural peers — worth a closer look.
- Cost of funds of 0.03% ranks in the 2nd percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 96.79% sits at the 87th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | FOOTHILLS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $163.28M | 37th pct | 36th pct |
| Members | 11,152 | 38th pct | 49th pct |
| Net worth ratio | 7.45% | 1th pct | 3th pct |
| Return on average assets | 0.11% | 12th pct | 23th pct |
| Net interest margin | 3.43% | 36th pct | 41th pct |
| Cost of funds | 0.03% | 4th pct | 2th pct |
| Loan-to-share | 80.01% | 68th pct | 57th pct |
| Delinquency 60+ days | 0.88% | 70th pct | 57th pct |
| Net charge-off ratio | 0.19% | 29th pct | 38th pct |
| Loan growth YoY | 2.83% | 73th pct | 77th pct |
| Share growth YoY | 2.12% | 30th pct | 41th pct |
| Efficiency ratio | 96.79% | 96th pct | 87th pct |
structural peer set hash: 2bf489daca816228d826c23100bfbe6f… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.