NASSAU FINANCIAL
Charter #1404 · East Meadow, NY · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 6.26% sits at the 2nd percentile of structural peers — worth a closer look.
- Return on average assets of -0.22% sits at the 11th percentile of structural peers — worth a closer look.
- Cost of funds of 0.86% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.38% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.01% ranks in the 2nd percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NASSAU FINANCIAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $336.36M | 79th pct | 72th pct |
| Members | 14,275 | 56th pct | 57th pct |
| Net worth ratio | 6.26% | 0th pct | 2th pct |
| Return on average assets | -0.22% | 5th pct | 11th pct |
| Net interest margin | 3.36% | 32th pct | 56th pct |
| Cost of funds | 0.86% | 32th pct | 25th pct |
| Loan-to-share | 66.55% | 39th pct | 36th pct |
| Delinquency 60+ days | 0.38% | 29th pct | 20th pct |
| Net charge-off ratio | -0.01% | 3th pct | 2th pct |
| Loan growth YoY | -1.35% | 32th pct | 36th pct |
| Share growth YoY | 1.53% | 22th pct | 30th pct |
| Efficiency ratio | 105.51% | 98th pct | 92th pct |
structural peer set hash: 41edb91fe4d519e451809d30a2f9118a… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.