FELICIANA
Charter #13687 · ZACHARY, LA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,737 sits at the 21st percentile of structural peers — worth a closer look.
- Return on average assets of -1.17% sits at the 0th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 2.03% sits at the 92nd percentile of structural peers — worth a closer look.
- Net charge-off ratio of 5.52% sits at the 98th percentile of structural peers — worth a closer look.
- Efficiency ratio of 109.89% sits at the 95th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | FELICIANA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $23.24M | 44th pct | 26th pct |
| Members | 1,737 | 35th pct | 21th pct |
| Net worth ratio | 16.23% | 67th pct | 74th pct |
| Return on average assets | -1.17% | 5th pct | 0th pct |
| Net interest margin | 4.45% | 76th pct | 59th pct |
| Cost of funds | 0.89% | 52th pct | 52th pct |
| Loan-to-share | 70.41% | 71th pct | 57th pct |
| Delinquency 60+ days | 2.03% | 85th pct | 92th pct |
| Net charge-off ratio | 5.52% | 99th pct | 98th pct |
| Loan growth YoY | -5.14% | 29th pct | 16th pct |
| Share growth YoY | -0.04% | 26th pct | 28th pct |
| Efficiency ratio | 109.89% | 94th pct | 95th pct |
structural peer set hash: e11eadfb1f8e039dcbd971785cee22be… (reproducible)
Closest structural peers
This is the free public view
Claim FELICIANA
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.