DIVISION #6 HIGHWAY
Charter #64755 · Chesterfield, MO · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 3.61% sits at the 21st percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.04% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- On Net interest margin, the asset-size band puts this credit union at the 39th percentile but its structural peers at the 21st — a 17-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | DIVISION #6 HIGHWAY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $16.05M | 24th pct | 16th pct |
| Members | 1,734 | 34th pct | 30th pct |
| Net worth ratio | 17.31% | 73th pct | 69th pct |
| Return on average assets | 1.19% | 75th pct | 67th pct |
| Net interest margin | 3.61% | 39th pct | 21th pct |
| Cost of funds | 1.17% | 66th pct | 62th pct |
| Loan-to-share | 66.54% | 65th pct | 48th pct |
| Delinquency 60+ days | 0.04% | 13th pct | 20th pct |
| Net charge-off ratio | 0.03% | 39th pct | 41th pct |
| Loan growth YoY | -2.56% | 49th pct | 46th pct |
| Share growth YoY | 0.16% | 28th pct | 21th pct |
| Efficiency ratio | 66.14% | 19th pct | 26th pct |
structural peer set hash: abadce27b7e83884e0edf07fd87252b5… (reproducible)
Closest structural peers
This is the free public view
Claim DIVISION #6 HIGHWAY
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.