LOS ALAMOS SCHOOLS
Charter #61165 · Los Alamos, NM · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net charge-off ratio of -0.97% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 66th percentile but its structural peers at the 34th — a 32-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LOS ALAMOS SCHOOLS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $32.20M | 66th pct | 34th pct |
| Members | 2,221 | 55th pct | 39th pct |
| Net worth ratio | 11.62% | 32th pct | 44th pct |
| Return on average assets | 0.92% | 64th pct | 72th pct |
| Net interest margin | 3.91% | 53th pct | 57th pct |
| Cost of funds | 0.99% | 58th pct | 49th pct |
| Loan-to-share | 69.83% | 70th pct | 62th pct |
| Delinquency 60+ days | 0.37% | 40th pct | 46th pct |
| Net charge-off ratio | -0.97% | 1th pct | 0th pct |
| Loan growth YoY | -4.61% | 33th pct | 21th pct |
| Share growth YoY | -1.73% | 14th pct | 13th pct |
| Efficiency ratio | 79.64% | 48th pct | 31th pct |
structural peer set hash: a680361ef1682c0aed7e7f55fd6063c5… (reproducible)
Closest structural peers
This is the free public view
Claim LOS ALAMOS SCHOOLS
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.