TRAVIS COUNTY
Charter #67604 · Austin, TX · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 3,400 ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 9.35% sits at the 15th percentile of structural peers — worth a closer look.
- Cost of funds of 0.06% ranks in the 7th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 90.96% sits at the 77th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TRAVIS COUNTY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $42.55M | 87th pct | 74th pct |
| Members | 3,400 | 83th pct | 75th pct |
| Net worth ratio | 9.35% | 13th pct | 15th pct |
| Return on average assets | 0.43% | 37th pct | 34th pct |
| Net interest margin | 4.16% | 65th pct | 69th pct |
| Cost of funds | 0.06% | 4th pct | 7th pct |
| Loan-to-share | 63.11% | 59th pct | 56th pct |
| Delinquency 60+ days | 0.15% | 26th pct | 33th pct |
| Net charge-off ratio | 0.15% | 52th pct | 44th pct |
| Loan growth YoY | 0.19% | 72th pct | 72th pct |
| Share growth YoY | -1.51% | 15th pct | 16th pct |
| Efficiency ratio | 90.96% | 75th pct | 77th pct |
structural peer set hash: 76c68f5bed447787cb112fe46c51a0f5… (reproducible)
Closest structural peers
This is the free public view
Claim TRAVIS COUNTY
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.