TEMPLE SANTA FE COMMUNITY
Charter #67573 · Temple, TX · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,672 sits at the 7th percentile of structural peers — worth a closer look.
- Net worth ratio of 8.34% sits at the 11th percentile of structural peers — worth a closer look.
- Cost of funds of 0.01% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 95.47% sits at the 79th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 48th percentile but its structural peers at the 23rd — a 25-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TEMPLE SANTA FE COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $24.75M | 48th pct | 23th pct |
| Members | 1,672 | 31th pct | 7th pct |
| Net worth ratio | 8.34% | 6th pct | 11th pct |
| Return on average assets | 0.20% | 26th pct | 30th pct |
| Net interest margin | 3.69% | 42th pct | 41th pct |
| Cost of funds | 0.01% | 1th pct | 0th pct |
| Loan-to-share | 61.08% | 56th pct | 49th pct |
| Delinquency 60+ days | 0.13% | 24th pct | 26th pct |
| Net charge-off ratio | 0.07% | 44th pct | 28th pct |
| Loan growth YoY | -5.12% | 29th pct | 20th pct |
| Share growth YoY | 3.07% | 57th pct | 59th pct |
| Efficiency ratio | 95.47% | 83th pct | 79th pct |
structural peer set hash: 548dc97648a5257c6ad4c0ed3fa265d4… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.