MINNESOTA CATHOLIC
Charter #63977 · Little Canada, MN · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 4.88% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.08% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 79th percentile but its structural peers at the 52nd — a 26-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MINNESOTA CATHOLIC | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $38.05M | 79th pct | 52th pct |
| Members | 3,061 | 77th pct | 61th pct |
| Net worth ratio | 12.56% | 42th pct | 56th pct |
| Return on average assets | 1.01% | 68th pct | 69th pct |
| Net interest margin | 4.88% | 89th pct | 89th pct |
| Cost of funds | 0.47% | 31th pct | 28th pct |
| Loan-to-share | 72.03% | 73th pct | 62th pct |
| Delinquency 60+ days | 0.08% | 19th pct | 15th pct |
| Net charge-off ratio | 0.27% | 60th pct | 62th pct |
| Loan growth YoY | -2.30% | 51th pct | 49th pct |
| Share growth YoY | -1.07% | 19th pct | 13th pct |
| Efficiency ratio | 81.16% | 52th pct | 39th pct |
structural peer set hash: 9c55842c3240a4b3658144952ba41667… (reproducible)
Closest structural peers
This is the free public view
Claim MINNESOTA CATHOLIC
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.