NORTHWEST COMMUNITY

Charter #97108 · MORTON GROVE, IL · $50M-$100M

Public 5300 data · as of 2026Q1

What the numbers say

  • Members of 2,424 sits at the 7th percentile of structural peers — worth a closer look.
  • Return on average assets of 0.01% sits at the 11th percentile of structural peers — worth a closer look.
  • Net interest margin of 2.58% sits at the 3rd percentile of structural peers — worth a closer look.
  • Cost of funds of 1.91% sits at the 82nd percentile of structural peers — worth a closer look.
  • Efficiency ratio of 98.11% sits at the 92nd percentile of structural peers — worth a closer look.

Headline ratios vs. peers

Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.

MetricNORTHWEST COMMUNITYAsset-tier percentileStructural percentile
Total assets$65.45M38th pct28th pct
Members2,4244th pct7th pct
Net worth ratio9.62%16th pct36th pct
Return on average assets0.01%13th pct11th pct
Net interest margin2.58%5th pct3th pct
Cost of funds1.91%91th pct82th pct
Loan-to-share82.91%87th pct64th pct
Delinquency 60+ days0.95%70th pct62th pct
Net charge-off ratio0.15%39th pct39th pct
Loan growth YoY2.96%84th pct87th pct
Share growth YoY1.11%30th pct38th pct
Efficiency ratio98.11%92th pct92th pct

structural peer set hash: 5aacb23960eef1aad2e390141339c89c… (reproducible)

Closest structural peers

This is the free public view

Claim NORTHWEST COMMUNITY

Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.

Claim this charter

Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.