MAROON FINANCIAL
Charter #62497 · Chicago, IL · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 6,913 ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 13.77% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 0.01% sits at the 13th percentile of structural peers — worth a closer look.
- Net interest margin of 4.24% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- On Net charge-off ratio, the asset-size band puts this credit union at the 51st percentile but its structural peers at the 70th — a 20-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MAROON FINANCIAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $51.58M | 5th pct | 21th pct |
| Members | 6,913 | 79th pct | 89th pct |
| Net worth ratio | 13.77% | 61th pct | 77th pct |
| Return on average assets | 0.01% | 13th pct | 13th pct |
| Net interest margin | 4.24% | 79th pct | 87th pct |
| Cost of funds | 1.55% | 82th pct | 72th pct |
| Loan-to-share | 68.30% | 64th pct | 54th pct |
| Delinquency 60+ days | 0.70% | 55th pct | 48th pct |
| Net charge-off ratio | 0.26% | 51th pct | 70th pct |
| Loan growth YoY | -2.48% | 39th pct | 36th pct |
| Share growth YoY | -0.72% | 11th pct | 21th pct |
| Efficiency ratio | 88.10% | 75th pct | 72th pct |
structural peer set hash: 9a8a1394e6ed4121bbb349ef50516a4f… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.