TRANS TEXAS SOUTHWEST
Charter #67835 · San Angelo, TX · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 2,516 sits at the 13th percentile of structural peers — worth a closer look.
- Net interest margin of 4.29% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 1.79% sits at the 79th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.01% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- On Loan-to-share, the asset-size band puts this credit union at the 81st percentile but its structural peers at the 61st — a 20-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TRANS TEXAS SOUTHWEST | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $50.90M | 3th pct | 18th pct |
| Members | 2,516 | 5th pct | 13th pct |
| Net worth ratio | 13.18% | 54th pct | 61th pct |
| Return on average assets | 0.58% | 42th pct | 49th pct |
| Net interest margin | 4.29% | 81th pct | 82th pct |
| Cost of funds | 1.79% | 88th pct | 79th pct |
| Loan-to-share | 78.06% | 81th pct | 61th pct |
| Delinquency 60+ days | 0.31% | 30th pct | 34th pct |
| Net charge-off ratio | 0.01% | 19th pct | 21th pct |
| Loan growth YoY | -2.94% | 36th pct | 25th pct |
| Share growth YoY | -3.33% | 4th pct | 7th pct |
| Efficiency ratio | 83.53% | 62th pct | 52th pct |
structural peer set hash: d0e4b8d7e4248abc807592815df13319… (reproducible)
Closest structural peers
This is the free public view
Claim TRANS TEXAS SOUTHWEST
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.