CAL STATE L.A.
Charter #14499 · LOS ANGELES, CA · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Delinquency 60+ days of 0.05% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- On Loan-to-share, the asset-size band puts this credit union at the 77th percentile but its structural peers at the 52nd — a 24-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CAL STATE L.A. | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $79.90M | 68th pct | 48th pct |
| Members | 4,870 | 47th pct | 49th pct |
| Net worth ratio | 9.23% | 12th pct | 30th pct |
| Return on average assets | 0.20% | 21th pct | 38th pct |
| Net interest margin | 3.33% | 30th pct | 36th pct |
| Cost of funds | 1.34% | 73th pct | 54th pct |
| Loan-to-share | 74.97% | 77th pct | 52th pct |
| Delinquency 60+ days | 0.05% | 6th pct | 15th pct |
| Net charge-off ratio | 0.24% | 49th pct | 61th pct |
| Loan growth YoY | -1.89% | 47th pct | 41th pct |
| Share growth YoY | 2.85% | 50th pct | 56th pct |
| Efficiency ratio | 88.40% | 76th pct | 61th pct |
structural peer set hash: 02721a755f18da016fe0dff0af445605… (reproducible)
Closest structural peers
This is the free public view
Claim CAL STATE L.A.
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.