GLENDALE AREA SCHOOLS
Charter #97101 · GLENDALE, CA · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of -0.47% sits at the 3rd percentile of structural peers — worth a closer look.
- Net interest margin of 1.86% sits at the 8th percentile of structural peers — worth a closer look.
- Cost of funds of 2.14% sits at the 90th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.53% sits at the 85th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 3.26% sits at the 98th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | GLENDALE AREA SCHOOLS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $421.65M | 92th pct | 77th pct |
| Members | 11,575 | 42th pct | 51th pct |
| Net worth ratio | 13.13% | 70th pct | 62th pct |
| Return on average assets | -0.47% | 3th pct | 3th pct |
| Net interest margin | 1.86% | 1th pct | 8th pct |
| Cost of funds | 2.14% | 92th pct | 90th pct |
| Loan-to-share | 35.79% | 3th pct | 15th pct |
| Delinquency 60+ days | 1.53% | 90th pct | 85th pct |
| Net charge-off ratio | 3.26% | 100th pct | 98th pct |
| Loan growth YoY | -1.04% | 35th pct | 44th pct |
| Share growth YoY | -1.39% | 5th pct | 8th pct |
| Efficiency ratio | 72.04% | 29th pct | 26th pct |
structural peer set hash: 4293052fb5a85dc5a48615e8c0f8394b… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.