LONG BEACH CITY EMPLOYEES
Charter #1438 · Signal Hill, CA · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 13.32% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 0.23% sits at the 18th percentile of structural peers — worth a closer look.
- Net interest margin of 2.03% sits at the 3rd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.01% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 85.95% sits at the 75th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LONG BEACH CITY EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $279.27M | 70th pct | 70th pct |
| Members | 9,838 | 31th pct | 39th pct |
| Net worth ratio | 13.32% | 72th pct | 75th pct |
| Return on average assets | 0.23% | 18th pct | 18th pct |
| Net interest margin | 2.03% | 1th pct | 3th pct |
| Cost of funds | 1.44% | 64th pct | 74th pct |
| Loan-to-share | 49.93% | 12th pct | 23th pct |
| Delinquency 60+ days | 0.01% | 1th pct | 5th pct |
| Net charge-off ratio | 0.14% | 24th pct | 49th pct |
| Loan growth YoY | 0.90% | 56th pct | 67th pct |
| Share growth YoY | -0.10% | 9th pct | 13th pct |
| Efficiency ratio | 85.95% | 75th pct | 75th pct |
structural peer set hash: ad626f4748d3008a0aad85b0c017b860… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.