LASSEN COUNTY
Charter #17232 · Susanville, CA · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 4,430 sits at the 8th percentile of structural peers — worth a closer look.
- Net interest margin of 2.62% sits at the 7th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.07% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.00% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
- On Cost of funds, the asset-size band puts this credit union at the 48th percentile but its structural peers at the 64th — a 16-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LASSEN COUNTY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $109.31M | 7th pct | 20th pct |
| Members | 4,430 | 2th pct | 8th pct |
| Net worth ratio | 13.23% | 71th pct | 67th pct |
| Return on average assets | 0.41% | 30th pct | 31th pct |
| Net interest margin | 2.62% | 6th pct | 7th pct |
| Cost of funds | 1.19% | 48th pct | 64th pct |
| Loan-to-share | 54.60% | 17th pct | 33th pct |
| Delinquency 60+ days | 0.07% | 4th pct | 15th pct |
| Net charge-off ratio | -0.00% | 4th pct | 13th pct |
| Loan growth YoY | -6.40% | 3th pct | 5th pct |
| Share growth YoY | 1.74% | 25th pct | 30th pct |
| Efficiency ratio | 85.39% | 73th pct | 67th pct |
structural peer set hash: 6779271b7e7d77c5fdd2e4fc10f7c2de… (reproducible)
Closest structural peers
This is the free public view
Claim LASSEN COUNTY
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.