SANTA ANA
Charter #24520 · Santa Ana, CA · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 5,368 sits at the 8th percentile of structural peers — worth a closer look.
- Return on average assets of 1.55% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.12% sits at the 25th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.07% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SANTA ANA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $112.52M | 9th pct | 15th pct |
| Members | 5,368 | 5th pct | 8th pct |
| Net worth ratio | 12.99% | 69th pct | 74th pct |
| Return on average assets | 1.55% | 89th pct | 90th pct |
| Net interest margin | 3.12% | 20th pct | 25th pct |
| Cost of funds | 0.91% | 34th pct | 34th pct |
| Loan-to-share | 68.68% | 43th pct | 51th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | -0.07% | 1th pct | 0th pct |
| Loan growth YoY | 7.24% | 94th pct | 84th pct |
| Share growth YoY | 6.78% | 86th pct | 80th pct |
| Efficiency ratio | 61.36% | 10th pct | 8th pct |
structural peer set hash: 5dd18336e9985e90851dac7a98e4faff… (reproducible)
Closest structural peers
This is the free public view
Claim SANTA ANA
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.