INGERSOLL-RAND
Charter #14425 · Sayre, PA · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of -0.26% sits at the 2nd percentile of structural peers — worth a closer look.
- Cost of funds of 1.85% sits at the 95th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.85% sits at the 92nd percentile of structural peers — worth a closer look.
- Net charge-off ratio of 1.09% sits at the 97th percentile of structural peers — worth a closer look.
- Efficiency ratio of 94.54% sits at the 93rd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | INGERSOLL-RAND | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $125.04M | 16th pct | 20th pct |
| Members | 8,209 | 20th pct | 31th pct |
| Net worth ratio | 13.48% | 75th pct | 70th pct |
| Return on average assets | -0.26% | 5th pct | 2th pct |
| Net interest margin | 3.44% | 37th pct | 44th pct |
| Cost of funds | 1.85% | 83th pct | 95th pct |
| Loan-to-share | 64.13% | 34th pct | 48th pct |
| Delinquency 60+ days | 1.85% | 94th pct | 92th pct |
| Net charge-off ratio | 1.09% | 91th pct | 97th pct |
| Loan growth YoY | 2.50% | 71th pct | 67th pct |
| Share growth YoY | 5.20% | 73th pct | 79th pct |
| Efficiency ratio | 94.54% | 94th pct | 93th pct |
structural peer set hash: dca8513cc96496034169abbd5c3f6e21… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.