TRI BORO
Charter #794 · Munhall, PA · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 7,748 sits at the 16th percentile of structural peers — worth a closer look.
- Net worth ratio of 14.42% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- On Net interest margin, the asset-size band puts this credit union at the 54th percentile but its structural peers at the 36th — a 18-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TRI BORO | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $130.62M | 20th pct | 28th pct |
| Members | 7,748 | 16th pct | 16th pct |
| Net worth ratio | 14.42% | 82th pct | 85th pct |
| Return on average assets | 0.86% | 61th pct | 48th pct |
| Net interest margin | 3.71% | 54th pct | 36th pct |
| Cost of funds | 1.41% | 62th pct | 61th pct |
| Loan-to-share | 77.69% | 62th pct | 59th pct |
| Delinquency 60+ days | 0.38% | 29th pct | 26th pct |
| Net charge-off ratio | 0.17% | 27th pct | 34th pct |
| Loan growth YoY | -0.48% | 42th pct | 28th pct |
| Share growth YoY | 2.76% | 39th pct | 41th pct |
| Efficiency ratio | 78.38% | 49th pct | 54th pct |
structural peer set hash: 3bdc93644beae885753860150514d359… (reproducible)
Closest structural peers
This is the free public view
Claim TRI BORO
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.