LAKEVIEW
Charter #14584 · Ashtabula, OH · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.30% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 67.10% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- On Net interest margin, the asset-size band puts this credit union at the 27th percentile but its structural peers at the 66th — a 39-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LAKEVIEW | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $153.16M | 32th pct | 49th pct |
| Members | 8,014 | 18th pct | 51th pct |
| Net worth ratio | 12.90% | 69th pct | 56th pct |
| Return on average assets | 1.30% | 83th pct | 92th pct |
| Net interest margin | 3.27% | 27th pct | 66th pct |
| Cost of funds | 1.31% | 56th pct | 62th pct |
| Loan-to-share | 43.98% | 7th pct | 23th pct |
| Delinquency 60+ days | 0.23% | 16th pct | 34th pct |
| Net charge-off ratio | 0.04% | 10th pct | 30th pct |
| Loan growth YoY | -2.32% | 22th pct | 31th pct |
| Share growth YoY | -0.66% | 6th pct | 7th pct |
| Efficiency ratio | 67.10% | 20th pct | 15th pct |
structural peer set hash: 32b2faa9097c43f09114ef19f1144e19… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.