NUVISTA
Charter #16476 · Montrose, CO · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- On Members, the asset-size band puts this credit union at the 12th percentile but its structural peers at the 39th — a 27-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NUVISTA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $177.73M | 43th pct | 49th pct |
| Members | 7,156 | 12th pct | 39th pct |
| Net worth ratio | 13.57% | 75th pct | 70th pct |
| Return on average assets | 1.07% | 73th pct | 72th pct |
| Net interest margin | 3.13% | 20th pct | 46th pct |
| Cost of funds | 1.47% | 65th pct | 72th pct |
| Loan-to-share | 44.19% | 7th pct | 21th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.09% | 16th pct | 39th pct |
| Loan growth YoY | 1.11% | 58th pct | 74th pct |
| Share growth YoY | 5.95% | 80th pct | 77th pct |
| Efficiency ratio | 73.23% | 32th pct | 41th pct |
structural peer set hash: e95a8d4819798f559f3b93c1beab9412… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.