CHRISTIAN COMMUNITY
Charter #97068 · San Dimas, CA · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.47% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- On Members, the asset-size band puts this credit union at the 6th percentile but its structural peers at the 56th — a 50-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CHRISTIAN COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.44B | 26th pct | 69th pct |
| Members | 52,858 | 6th pct | 56th pct |
| Net worth ratio | 12.51% | 76th pct | 74th pct |
| Return on average assets | 1.47% | 91th pct | 84th pct |
| Net interest margin | 3.66% | 71th pct | 52th pct |
| Cost of funds | 1.71% | 47th pct | 64th pct |
| Loan-to-share | 82.60% | 38th pct | 56th pct |
| Delinquency 60+ days | 0.62% | 49th pct | 46th pct |
| Net charge-off ratio | 0.46% | 44th pct | 56th pct |
| Loan growth YoY | 43.01% | 99th pct | 85th pct |
| Share growth YoY | 63.12% | 99th pct | 92th pct |
| Efficiency ratio | 73.62% | 53th pct | 36th pct |
structural peer set hash: 6338a82093e08cf5369f9efb06283331… (reproducible)
Closest structural peers
This is the free public view
Claim CHRISTIAN COMMUNITY
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.