FAITH COMMUNITY UNITED
Charter #96706 · CLEVELAND, OH · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 4,122 ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 29.26% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 0.04% sits at the 16th percentile of structural peers — worth a closer look.
- Net interest margin of 5.39% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | FAITH COMMUNITY UNITED | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $14.16M | 18th pct | 25th pct |
| Members | 4,122 | 92th pct | 82th pct |
| Net worth ratio | 29.26% | 98th pct | 90th pct |
| Return on average assets | 0.04% | 20th pct | 16th pct |
| Net interest margin | 5.39% | 96th pct | 95th pct |
| Cost of funds | 0.00% | 0th pct | 0th pct |
| Loan-to-share | 59.41% | 53th pct | 52th pct |
| Delinquency 60+ days | 8.02% | 99th pct | 97th pct |
| Net charge-off ratio | 5.82% | 100th pct | 95th pct |
| Loan growth YoY | -2.29% | 51th pct | 52th pct |
| Share growth YoY | 3.34% | 60th pct | 66th pct |
| Efficiency ratio | 99.55% | 88th pct | 84th pct |
structural peer set hash: 98460522beb9a4668256bf8331f07875… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.