NEW HAVEN FIREFIGHTERS
Charter #65862 · New Haven, CT · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 5.35% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 71st percentile but its structural peers at the 34th — a 36-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NEW HAVEN FIREFIGHTERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $5.95M | 71th pct | 34th pct |
| Members | 706 | 62th pct | 34th pct |
| Net worth ratio | 26.17% | 78th pct | 74th pct |
| Return on average assets | 1.21% | 78th pct | 67th pct |
| Net interest margin | 5.35% | 83th pct | 87th pct |
| Cost of funds | 0.97% | 65th pct | 51th pct |
| Loan-to-share | 46.10% | 37th pct | 59th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 22th pct | 26th pct |
| Loan growth YoY | -3.22% | 60th pct | 56th pct |
| Share growth YoY | 1.33% | 59th pct | 52th pct |
| Efficiency ratio | 79.04% | 38th pct | 49th pct |
structural peer set hash: 24e4353b3f2c2f3229dd5396dec25a91… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.