SOLON/CHAGRIN FALLS
Charter #15451 · SOLON, OH · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 611 sits at the 15th percentile of structural peers — worth a closer look.
- Cost of funds of 2.46% sits at the 92nd percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 98th percentile but its structural peers at the 38th — a 60-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SOLON/CHAGRIN FALLS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $9.69M | 98th pct | 38th pct |
| Members | 611 | 52th pct | 15th pct |
| Net worth ratio | 19.47% | 57th pct | 69th pct |
| Return on average assets | 0.80% | 65th pct | 46th pct |
| Net interest margin | 2.95% | 20th pct | 31th pct |
| Cost of funds | 2.46% | 93th pct | 92th pct |
| Loan-to-share | 39.16% | 29th pct | 43th pct |
| Delinquency 60+ days | 0.05% | 29th pct | 26th pct |
| Net charge-off ratio | 0.00% | 22th pct | 28th pct |
| Loan growth YoY | -5.51% | 49th pct | 31th pct |
| Share growth YoY | 2.17% | 66th pct | 52th pct |
| Efficiency ratio | 73.19% | 28th pct | 44th pct |
structural peer set hash: 304323d2eff8ec05adc4d29ad555f37f… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.