CRAYOLA LLC EMPLOYEES CREDIT UNION
Charter #24850 · EASTON, PA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of -0.05% sits at the 15th percentile of structural peers — worth a closer look.
- Net interest margin of 2.65% sits at the 21st percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 2.10% sits at the 87th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 101.69% sits at the 87th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CRAYOLA LLC EMPLOYEES CREDIT UNION | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $9.01M | 93th pct | 38th pct |
| Members | 758 | 66th pct | 31th pct |
| Net worth ratio | 20.12% | 60th pct | 70th pct |
| Return on average assets | -0.05% | 31th pct | 15th pct |
| Net interest margin | 2.65% | 15th pct | 21th pct |
| Cost of funds | 0.91% | 62th pct | 41th pct |
| Loan-to-share | 38.36% | 27th pct | 44th pct |
| Delinquency 60+ days | 2.10% | 69th pct | 87th pct |
| Net charge-off ratio | 0.00% | 22th pct | 20th pct |
| Loan growth YoY | 2.28% | 81th pct | 77th pct |
| Share growth YoY | 10.30% | 94th pct | 92th pct |
| Efficiency ratio | 101.69% | 75th pct | 87th pct |
structural peer set hash: 724075934e78ce4e412436434a2f397a… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.