LYNN TEACHERS
Charter #67882 · LYNN, MA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 667 sits at the 20th percentile of structural peers — worth a closer look.
- Return on average assets of 1.51% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 5.02% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.74% sits at the 84th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -0.13% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LYNN TEACHERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $5.32M | 63th pct | 21th pct |
| Members | 667 | 57th pct | 20th pct |
| Net worth ratio | 19.57% | 58th pct | 66th pct |
| Return on average assets | 1.51% | 83th pct | 84th pct |
| Net interest margin | 5.02% | 78th pct | 84th pct |
| Cost of funds | 0.43% | 46th pct | 28th pct |
| Loan-to-share | 43.86% | 33th pct | 46th pct |
| Delinquency 60+ days | 1.74% | 65th pct | 84th pct |
| Net charge-off ratio | -0.13% | 12th pct | 8th pct |
| Loan growth YoY | -4.86% | 52th pct | 31th pct |
| Share growth YoY | 18.73% | 98th pct | 98th pct |
| Efficiency ratio | 55.84% | 13th pct | 20th pct |
structural peer set hash: e2c2425512a0c065febc1a6d4a59fb1d… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.