CAPITOL VIEW
Charter #62878 · Des Moines, IA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,758 sits at the 16th percentile of structural peers — worth a closer look.
- Net worth ratio of 18.54% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 1.72% sits at the 82nd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.07% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 96th percentile but its structural peers at the 61st — a 35-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CAPITOL VIEW | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $46.70M | 96th pct | 61th pct |
| Members | 1,758 | 36th pct | 16th pct |
| Net worth ratio | 18.54% | 80th pct | 85th pct |
| Return on average assets | 0.74% | 55th pct | 46th pct |
| Net interest margin | 3.76% | 45th pct | 56th pct |
| Cost of funds | 1.72% | 83th pct | 82th pct |
| Loan-to-share | 66.70% | 65th pct | 59th pct |
| Delinquency 60+ days | 0.07% | 18th pct | 15th pct |
| Net charge-off ratio | 0.16% | 52th pct | 44th pct |
| Loan growth YoY | -1.18% | 60th pct | 51th pct |
| Share growth YoY | 2.88% | 54th pct | 51th pct |
| Efficiency ratio | 82.74% | 57th pct | 64th pct |
structural peer set hash: ba11b82fd3e85e02f67dfd33b2ee7775… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.