SHAWNEE TVA EMPLOYEES
Charter #9497 · WEST PADUCAH, KY · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 588 sits at the 13th percentile of structural peers — worth a closer look.
- Net interest margin of 3.55% sits at the 21st percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 70.65% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SHAWNEE TVA EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $6.42M | 74th pct | 49th pct |
| Members | 588 | 50th pct | 13th pct |
| Net worth ratio | 22.86% | 68th pct | 61th pct |
| Return on average assets | 1.06% | 73th pct | 66th pct |
| Net interest margin | 3.55% | 35th pct | 21th pct |
| Cost of funds | 1.40% | 76th pct | 61th pct |
| Loan-to-share | 69.47% | 63th pct | 49th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 22th pct | 18th pct |
| Loan growth YoY | -2.52% | 63th pct | 59th pct |
| Share growth YoY | 2.77% | 70th pct | 61th pct |
| Efficiency ratio | 70.65% | 25th pct | 23th pct |
structural peer set hash: bd41dcc8e2f7daa4b0b0882eee44ca13… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.