ALDERSON FCI
Charter #10520 · Alderson, WV · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 670 sits at the 16th percentile of structural peers — worth a closer look.
- Net worth ratio of 24.63% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 3.68% ranks in the 98th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 2.96% sits at the 95th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 8.89% sits at the 97th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ALDERSON FCI | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $8.60M | 91th pct | 62th pct |
| Members | 670 | 58th pct | 16th pct |
| Net worth ratio | 24.63% | 74th pct | 75th pct |
| Return on average assets | 3.68% | 97th pct | 98th pct |
| Net interest margin | 4.59% | 67th pct | 61th pct |
| Cost of funds | 2.96% | 96th pct | 95th pct |
| Loan-to-share | 75.12% | 70th pct | 48th pct |
| Delinquency 60+ days | 8.89% | 93th pct | 97th pct |
| Net charge-off ratio | 0.01% | 73th pct | 51th pct |
| Loan growth YoY | -9.91% | 29th pct | 13th pct |
| Share growth YoY | 0.40% | 52th pct | 36th pct |
| Efficiency ratio | 20.54% | 2th pct | 0th pct |
structural peer set hash: 239187d392e73d895621a8e575c040df… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.