CITY OF DEER PARK
Charter #16061 · Deer Park, TX · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- On Members, the asset-size band puts this credit union at the 63rd percentile but its structural peers at the 38th — a 25-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CITY OF DEER PARK | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $7.35M | 82th pct | 62th pct |
| Members | 714 | 63th pct | 38th pct |
| Net worth ratio | 21.20% | 63th pct | 61th pct |
| Return on average assets | 1.24% | 79th pct | 66th pct |
| Net interest margin | 4.73% | 71th pct | 57th pct |
| Cost of funds | 1.25% | 73th pct | 57th pct |
| Loan-to-share | 84.89% | 83th pct | 61th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.01% | 73th pct | 59th pct |
| Loan growth YoY | -1.06% | 69th pct | 56th pct |
| Share growth YoY | 3.32% | 72th pct | 66th pct |
| Efficiency ratio | 74.64% | 30th pct | 43th pct |
structural peer set hash: 97d4d4ba74473e64d0349caa212da24d… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.