MINOT AREA SCHOOLS
Charter #8943 · MINOT, ND · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,175 sits at the 20th percentile of structural peers — worth a closer look.
- Net worth ratio of 8.79% sits at the 8th percentile of structural peers — worth a closer look.
- Return on average assets of 0.18% sits at the 18th percentile of structural peers — worth a closer look.
- Net interest margin of 2.02% sits at the 0th percentile of structural peers — worth a closer look.
- Cost of funds of 1.38% sits at the 84th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MINOT AREA SCHOOLS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $14.98M | 21th pct | 36th pct |
| Members | 1,175 | 11th pct | 20th pct |
| Net worth ratio | 8.79% | 9th pct | 8th pct |
| Return on average assets | 0.18% | 25th pct | 18th pct |
| Net interest margin | 2.02% | 2th pct | 0th pct |
| Cost of funds | 1.38% | 74th pct | 84th pct |
| Loan-to-share | 39.35% | 20th pct | 36th pct |
| Delinquency 60+ days | 0.13% | 24th pct | 21th pct |
| Net charge-off ratio | 0.10% | 47th pct | 52th pct |
| Loan growth YoY | -6.54% | 20th pct | 31th pct |
| Share growth YoY | 7.15% | 87th pct | 74th pct |
| Efficiency ratio | 87.45% | 68th pct | 74th pct |
structural peer set hash: 56561f2c6f14ac6ad7ff70dadac7408f… (reproducible)
Closest structural peers
This is the free public view
Claim MINOT AREA SCHOOLS
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.